ALL U.S. Credit Union - Positively Different

A New Card with Improved Security

March 29, 2016 - by Patrick Redo


allUS Visa Card

We’ve implemented chip technology (EMV) into your Visa debit/credit cards to provide added security to your accounts.

Your next issued VISA Check Card will have the special chip.  EMV cards improve security against fraud compared to magnetic stripe cards that relied on signature verification and the authentication of the card by merchants and their employees.  In most cases merchants were not performing the verification so the ability of criminals to manufacture “fake” cards has become an issue the last several years.  The new EMV card will offer increased protection for those transactions where a card is presented by the inclusion of the “chip” as it is embedded with additional encryption.  Merchants that do not have point of sale terminals to verify the “chip” will become liable for these transactions.  Today your financial institution bears the responsibility for these losses.

To help you navigate through the transition to a chip card, we’ve put together some helpful information for you.

What's New - Debit Card

What Stays the Same?

What To Do

How Do I Use It?

Important Tips





To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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