Coronavirus Update

Effective Monday, March 23, 2020 and until further notice

allU.S. Credit Union hours will be:  Monday to Friday 9:00 a.m. to 11:30 a.m. and 12:30 p.m. to 3 p.m.

Credit Union services will be limited to comply with Social Distancing with the current healthcare crisisHealth & SafetyOur office have been provided extra supplies of hand sanitizer, rubber gloves, and cleaning supplies. We’ve also increased the frequency and rigor of our cleaning and sanitization, especially in high-contact areas. This includes door handles, signature pads, and counters. The Credit Union has advised all Associates to stay home in the case they, or their family, are showing any symptoms of illness. Digital Tools & ServicesAs a reminder, the Credit Union has digital tools and services that give you convenient 24/7 access to your accounts. Digital Banking

Digital Banking is a convenient, secure way to access your accounts virtually anytime, anywhere through our website or the Mobile App

  • Transfer money between your Credit Union accounts, another Member’s account, and
  • to other banks/credit unions
  • Pay-2-Person
  • Make payments on your Credit Union cards, loans, bills, and set recurring transfers
  • Report a lost or stolen Credit Union ATM/Debit Card
  • Freeze your Credit Union ATM/Debit Card
  • Re-order checks
  • Review statements
  • Set up alerts
  • Find an ATM
  • Send us questions and attachments through secure messaging
  • Deposit checks through the App

ATMs & Debit CardsWith nearly 30,000 surcharge-free CO-OP ATMs nationwide, there’s always one near you.  Text* your ZIP Code to 91989 or call (888) SITE-CO-OP to find nearby CO-OP ATMs. You can also get cash back by using your debit card for purchases. Telephone BankingWith Telephone Banking, you can access your accounts with one single phone call at any hour of the day. Federally InsuredWhile it’s advised as a general rule of thumb to always have some cash on hand, please remember that keeping funds in your account is a much safer and more secure option than carrying it on-person.  As a reminder, the funds in your accounts with us are always NCUA insured. 

As this situation evolves, we will continue to monitor the spread of the COVID-19 Coronavirus and notify you if there is a change in our operations that could affect how we

serve you, our members.

allU.S. wishes you and your families and friends good health.

Thank you for your membership.

allU.S. Credit Union is proud to announce the launch of our new mobile banking app!

Enjoy the convenience of all these features at any time, from anywhere on your mobile device.

  • Get your account balances and additional information
  • Remote control your debit and credit card if they are lost/stolen or misplaced
  • Remote deposit your check
  • View images of checks that have cleared your account
  • Transfer money between your accounts
  • Make loan and credit card payments
  • Apply for a loan
  • Securely send an email message to the credit union
  • Coming March 12th our NEW Bill Pay service with A2A (account to account) and P2P (person to person) and more will be introduced.

Download our mobile banking app to access your account from anywhere.

Just visit the App Store on your Apple or Google Play on your Android device and search “allU.S. credit union”

Look for the JAZZ icon and download the free App. Use your current login    credentials to access your account information.  Since the mobile banking app uses the same credentials as Online Banking, you must be registered for Online Banking before you can access your accounts on the mobile banking app.

Enjoy banking at the tap of your fingers wherever you are.

Need some assistance? Click here to learn more…

Jazz Advanced Banking

allU.S. Credit Union is pleased to announce the upgrade of their online banking system…..

Jazz Advanced Banking

For those of you on the go, your account is accessible anywhere you can access your smartphone, tablet or PC 24 hours a Day – 7 Days a week – 365 Days a Year through JAZZ Advanced Banking.

Jazz is the new and improved Internet Banking Solution with a new design that includes features such as:

•   Account balances and additional information in English or Spanish

•   View images of checks that have cleared your account

•   Transfer money between your accounts

•   Make loan and credit card payments

•   Remote control your debit and credit card if they are lost/stolen or misplaced

•   Apply for a loan

•   Open a new account

•   Securely send an email message to the credit union

•   Remote deposit your check

•   Set up your account with eAlerts or Text Alerts

•   Coming in the SPRING of 2018 a NEW Bill Pay service with A2A and P2P and more!


No more piles of unopened envelopes on your kitchen counter. No more waiting a week or more to receive your statement. Signing up is easy, you’ll save a few trees, save expenses for the credit union (which helps us reward you better) and you’ll get your statements sooner. Online statements are safe, secure, and available for you to access at your convenience.


  • You can manage and receive eAlerts of specific account activity.  You can select a wide variety of alerts, you must always select a suffix, type of alert, email address, and text or graphical.
  • Texts can be sent to either a cell phone or email address, graphical to email addresses


Our online money management tool empowers you to take control of your finances and simplify your life. Budgeting, account aggregation, categorization and mobile access are just a few of the tools to guide you along your way.


Deposit checks into your account anywhere, anytime, anyplace with your smart phone or tablet APP. Your phone is instantly transformed into a branch, complete with a wide range of banking capabilities. Check balances, deposit checks, find the nearest branch or ATM, and more. Simply download the app and use your online banking credentials to register and log in (must be enrolled in online banking). It’s that easy!

Instructions (no longer a stand along app)

1.     Download the allU.S. Mobile App to your smartphone or tablet and login to your account

2.     Endorse your check by signing the back

3.     Enter your check amount and desired account location to be deposited

4.     Snap photos of the front and back of your check and you’re done


Allows you to control the status of your debit and/or credit card through the credit union’s mobile app. You can change the status and update your cards if they have been stolen and/or misplaced.


Your security is our utmost priority, which is why remote deposit transmissions are safeguarded by 128-bit SSL (Secure Socket Layer) encryption to prevent unauthorized access. The secure login information is never stored on your smartphone or tablet. For added protection, an automatic inactivity logout occurs if the app is inactive for ten minutes. Plus, account numbers are truncated and masked to only display the last four digits.

And remember, because you are a valued member of allU.S. this service is offered to you absolutely FREE!

Tap into the most convenient way to bank – Jazz Advanced Banking

Click to learn more


If you are not familiar with Equifax, it is a consumer credit reporting agency, which collects personal information for reporting services. Recently, Equifax announced a breach that may have affected millions of people. The affects of this breach may result in identity theft, fraudulent transactions, complications when applying for loans or jobs, and much more. However, there are ways to keep you safe and protected in order to avoid and prevent possible impacts.

The breach occurred from mid-May through July 2017 and may have affected more than143 million people in the United States. Personal information that was accessed without authorization which caused the breach included

·       Names

·       Social Security Numbers

·       Birth Dates

·       Addresses

·       Driver’s License Numbers

With this breach, credit card numbers for 209,000 consumer and dispute documents with personal information for 182,000 consumers were also affected. To assist consumers in protecting their sensitive, personal information, Equifax created a website where consumers can see if they were impacted by the breach. The only information you need to complete this process is your last name and the last six digits of your social security number. Once you submit this information, you will receive a message indicating whether or not your personal information may have been impacted.

Below are a few basic tips to help you protect yourself against your personal information being used fraudulently:

·       Don’t respond to email, text or telephone calls asking for personal or financial information

·       Frequently review account activity and immediately report unauthorized transactions

·       Place an initial fraud alert with credit bureaus if fraud has occurred

·       Enroll and opt-in for transaction monitoring

·       Use card on/off switches (if available)

·       Enroll in Verified by VISA/MasterCard Secure Code

Due to the fact that such a large number of people are victims of this breach, Equifax is notifying these consumers whose credit cards may have been affected via postal mail. Be wary of any emails that come from Equifax since they are not using email to notify consumers.

In an effort to protect your accounts, we recommend that you put a password on your allU.S. accounts that will need to be provided for every call/transaction. It is also important for you to update phone numbers and addresses on your accounts whenever necessary in the event that we need to contact you. Here are some resources that may be helpful if you are unsure if you have been impacted by the breach:

Check all of your accounts today and take the proper precautions necessary to keep your information safe or to keep your information from being used any further.  If you have any further questions please contact your member services representative at the allU.S. branch.

allU.S. – Your Most Trusted and Valued Financial Resource

The recent Wells Fargo scandal proves yet again that Americans ought to think twice before trusting their money to the big guys. But let’s face it: that’s not new news.  Consumers already know community banks and credit unions are more ethical and trustworthy than the too-big-to-fail institutions, so this latest scandal probably won’t have a major impact on where you bank. 

If you find yourself saying “If only I could get products as good as the ones offered by the big banks at a local financial institution” or “I wish my bank would treat me like a person and not a number”  then maybe it’s time to think about finding a local financial institution like allU.S. Credit Union with stability and personal service that has served our community for more than 66 years.

We know that you’ve been reading the headlines about failing banks and financial institutions like Wells Fargo that are less than ethical. We know all the news can be disheartening and even somewhat scary, but we want to assure you that allU.S. is safe, secure and stronger than ever.

How did we stay so strong?

  • We put our members’ financial well-being first, and we pride ourselves on being highly prudent with our members’ money.
  • As a member-owned institution, our decisions are made right here – not out of town or out of state.
  • We offer members secure access to their accounts, no matter when or where.  If you’re connected to the internet, you’re connected to allU.S with our free, fast and secure online banking.
  • We offer competitive rates and lower fees, quality and value.
  • We serve the community and are totally focused on people
  • Encourage life long savings habits in a culture of spending
  • Value cooperation over competition and members over profits
  • We invest in our homegrown industries, products, services and jobs

So, despite these challenging times in our banking industry, allU.S. has never been stronger. The singular focus is and will be that of providing the best possible service to our members.  Clear strategic objectives for growth and service have been developed to position your credit union to provide exceptional service to members. Technology infrastructure and operational enhancements have been instituted to support member expectations and financial discipline to ensure safety and soundness. For us, that’s business as usual. And if you bank with us, it’s business as usual for you, too! 

Thank you for your continued support and patronage of allU.S. Credit Union.  We look forward to serving you and your neighbors for many years to come.

Moving a Hop, Skip & A Jump Away

Celebrate International Credit Union Day with allU.S. Credit Union.

Credit union members around the world will celebrate International Credit Union Day®, an annual event to commemorate the credit union movement’s impact and achievements.

Credit unions are not-for-profit financial cooperatives that provide an effective and viable alternative to for-profit financial institutions for over 217 million members in 105 countries worldwide. Worldwide, 57,000 credit unions exist to serve their members, providing a safe place to save money and access affordable loans. For over 64 years allU.S. Credit Union has been investing in the future of Monterey County.  They are a credit union that is all about personal service and helping families navigate their financial needs.  At allU.S. Credit Union you are a member not a customer.  We believe that when it comes to the way we serve and interact with our members, everything matters.

To celebrate International Credit Union Day with our members we are hosting a coloring contest for kids under 12 throughout the month of October.  Anyone interested in participating can obtain a coloring page from our website, ( or in our branch at 20 W. Market St. in Salinas.  All artwork must be completed and returned by 10/31/2015.  Three winners will be selected from all entries on 11/1/15.  The winners will win one of three cash prizes ($35, $25 and $15).  All entries will be posted in the branch and highlighted on social media throughout October.

Since 1948, International Credit Union Day has been celebrated annually on the third Thursday of October. Each year, the international event affords the opportunity to remember credit unions’ proud history and promote awareness of and support for the credit union difference. This year’s theme, “People Helping People®,” embraces the longstanding credit union philosophy.

Credit unions are recognized as a force for positive economic and social change and have provided significant value in both developed and emerging nations. International Credit Union Day is sponsored by World Council of Credit Unions, the international trade association and development agency for credit unions, as well as numerous national credit union trade associations and federations around the world.

On Oct. 15, credit unions from around the world will join forces to celebrate the day with membership drives, contests and fundraisers to help out their local communities. Credit unions will share their activities with the global community on social media using #ICUDay.

allU.S. Vacation Discounts Promise Nothing But FUN This Summer

Summer time is vacation time and allU.S. Credit Union wants to make sure you have an opportunity to enjoy all the fun activities that the season offers.  We have partnered with Recreation Connection to provide members discounts on the price of admission to:

  • Amusement/Water Parks
  • Museums
  • Festivals
  • Sporting Events
  • Movie Theatres
  • Ski Resorts
  • Zoos/Aquariums
  • Performing Arts

Choose from five different ways to order your tickets:

Online.  Visit the Recreation Connection website.  You’ll be asked for your company affiliation at check out.  Please use allU.S. Credit Union.

Walk-up locations.  Visit the Recreation Connection website for locations and hours of operation.

Telephone.  Call (800) 801-7220

Fax or Mail:   Download the order form, complete and fax to 818-240-7410 or mail to Recreation Connection Services, Inc., P.O. Box 1369, Glendale, CA  91209.

Annual Update From The CEO

At allU.S. Credit Union we understand that no two people are the same and neither are their financial circumstances. It is our job to listen and offer solutions that make sense for you and your family. We have resisted the tight credit mentality and are saying “YES” when others may be saying “NO.”

Daily we hear from our neighbors who could not obtain a loan elsewhere and allU.S. was able to help. This year we helped members with medical bills obtain loans that they could not get anywhere else, provide financial relieve to obtain medical procedures to improve their quality of life and work out solutions to pay back taxes. Our philosophy is simple; we take applications from anyone who wants to be considered for a loan. We view each and every member as an individual. We take pride in providing financial solutions, not just lending money. This philosophy is one that you can be proud of; your credit union will continue to focus on granting credit and providing financial solutions for our friends and neighbors.

Let us assure you, the singular focus is and will be that of providing the best possible service to our members. Clear strategic objectives for growth and service have been developed to position your credit union to provide exceptional service to members, technology infrastructure and operational enhancements to support member expectations and financial discipline to ensure safety and soundness.

The foundation for growth and service excellence will be put in place when we relocate to North Main Street at year end.  We will improve the security of our staff and membership by leaving the Market Street location as well as provide additional accessibility and convenience to existing and new members.

Our belief is that everyone should be a member of a credit union and that allU.S. is the best of all. That belief is affirmed, as we have had the opportunity to work closely with a committed and member-focused staff.

As members, you can choose from the products and services that provide value to your financial life. And you can be proud of our community engagement and corporate citizenship that have long been a part of our culture. We will continue to stay true to who we are and where we came from. 

We want to ensure more people have the opportunity to experience the allU.S. difference. We encourage you to invite others to join so they, too, may become part of the credit union family. We are grateful to the members of allU.S.’s Board of Directors for the confidence they have placed in us. We appreciate the support and hard work of the entire credit union staff, as they work diligently to fulfill our mission, to be our members’ most trusted and valued financial resource.

Thank you for your continued support and patronage of allU.S. Credit Union. We look forward to serving you for many years to come.

Stress Free Banking At Home In your Briefs!

AllU.S. Credit Union kicked off a campaign today focusing on the numerous convenient online products offered to their members. Banking In Your Briefs puts a humorous slant to the ease of using many credit union services from the comfort of their home or “anywhere else that clothing is optional.”  allU.S. Credit Union provides stress free bill pay, mobile apps, mobile deposit, online loan applications, e-statements, and much more for their members.

We are inviting new and existing members to try our online services.  The first 100 new or existing members who sign up for online banking will receive a pair of custom allU.S. Boxers – while supplies last of course

We find many consumers are attached to their traditional banks because of the belief that credit unions are small and inconvenient

This campaign is an opportunity for allU.S. to educate consumers that the credit union offers many of the same conveniences the big banks offer, with the personal approach that allU.S. is known for.   Because allU.S. Credit Union is Positively eDifferent!

Online Banking Rocks! Benefits of online banking:

  • Bank from the privacy of your own home
  • You don’t have to wait in line.
  • You don’t have to plan your day around the bank’s hours.
  • You can look at your balance whenever you want, not just when you get a statement.

There are some hidden benefits too. Online banking helps you learn how to manage your money and observe your spending patterns.

  • Online banking allows you to watch your money on a daily basis.  By keeping close tabs on your funds, you’ll always be aware of what’s happening in your bank account.
  • For those experienced spenders, this option is far more appealing than the sudden discovery that you’re broke!
  • It’s also helpful to watch how much interest you’re gathering on investments and savings or what service charges you have incurred.

Getting Started

If you want to try out online banking contact a Member Service Representative to sign up.  Once you register, you’ll have the choice of doing just basic banking and viewing your balance or doing more involved transactions like bill payments and transfer.  The choice is yours.  It really depends on how you like to bank.

Get More Banking Done Without Coming In To The Branch….(Clothing Optional)

We’ll miss seeing you at the branch, but we understand that you are busy.  With our FREE 24/7 Online Banking system, you control how, when and where you access your accounts.  You’re In Charge!  For addional information ( or call 831-540-4627.