It’s time to get on the road again.  Experience a real family adventure on wheels.  It’s not about where you go or the money you spend.  It’s about the moments you share during these uncertain times.

We can get you there with our affordable low-rate loans.  Whether you’re looking for a new car or Recreational Vehicle (RV), set your wheels in motion for savings!

  • RV Loans As Low As 3.99%*
  • Auto Loan Rates As Low as 1.99%*

With RV/Auto financing from allU.S. Credit Union, we’ll make sure getting to your destination is half the fun…and make the journey affordable, no matter the season.

Apply now online or through our App, or call us at 831-789-8020.

*Must qualify for rate discount.  Applied reductions will not lower the rate below the current floor rate of 1.99%. Some restrictions may apply.  Loans currently financed with allU.S. Credit Union are not eligible.

A Message To Our Credit Union Family

We’re here for you!

As your credit union, we continue to monitor the latest updates regarding the Coronavirus (COVID-19) and want you to know we are here for you as we always have been. Your deposits are safe and insured. We’re not going anywhere, because at its core, our credit union is not a building or a business, its people unified for a common goal.

Access to your money

The safest and easiest way to access your money 24 hours a day during this outbreak is through our online banking services. If you don’t currently have access on your mobile phone, now is a good time to initiate this feature from your home banking screen and then download our mobile app. While our lobbies are not open, we are serving members when you enter our vestibule through our door to promote safety for our employees and protect your health. We encourage you to use our night depository for deposits and payments located to the right of the entry way. And of course, our on-site ATM is available 24/7 using any card with a mag strip to enter our monitored secure vestibule. In addition, our off-site ATMs are available during each location’s office hours.

Here to help you

If you’ve been financially impacted by this pandemic, our staff is prepared to discuss your options and help guide you through these uncertain times. Now, more than ever, we are here to support members like you. We have the following new offerings to share with you:

Emergency Loan a special signature loan up to $5,000 with a rate of 1.99% APR* with a term of 24 months or a fee of $100 at 0% APR are available. Limit one emergency loan per member. This offer is available through June 30, 2020. *Annual Percentage Rate. Loans subject to credit approval. 

Extension of first payment due date is available on all new auto loans and personal loans for 90 days from the date of the advance. (First payment due dates on emergency loans, home equity loans, and home equity lines of credit will remain 30 days from the date of the advance.) Interest continues to accrue during the extended payment period.

Special Skip-a-Pay program Only one month per loan can be skipped. Please visit our website for the Skip-a-Pay guidelines and application.

Protect yourself from cyber scams

Scammers are taking advantage of fears surrounding the Coronavirus. They’re setting up websites to sell bogus products, and using fake emails, texts, and social media posts as a ruse to take your money and get your personal information. They are also disguised as your financial institution’s fraud department asking for your private information. It is important to note that if we reach out to you, we will NEVER ask for confidential information such as your account number, password, personal identification number (PIN) or other account information. You can review the Federal Trade Commission’s advice for consumers at

Promoting health and safety

We at allU.S. are proud to be a part of your lives and are honored by the trust you place in us. We are not only thinking about your financial security, but your health as well. We are working diligently to ensure we are utilizing the best health practices during this pandemic and staying up to date on the latest protocols and recommendations from public health authorities. Our number one priority is protecting the health and safety of our employees who are here to serve you.

We’re here if you need any additional assistance

If you want to learn more about COVID-19, visit the CDC’s resource center Please take care of yourself and those around you, and do not hesitate to contact us for any assistance. Sincerely wishing you the best of health.

Make Your Home Equity Work For You!

When life’s expenses threaten to put a hole in your budget, turn to allU.S. Credit Union for help.  We’ll give your finances a solid footing with our low-rate home equity loan.  Use it to repair your home, pay tuition, consolidate debt and more!

·      Rates as low as 4.25% APR*

·      Save up to $1200 in loan fees (no application, processing or notary fees)

·      0 points

·      Title fees can be included in the loan amount

·      Loan can be completed within 30 days of approval

·      Credit up to $250 of appraisal fee

·      All loans are serviced locally

For additional details, email [email protected] or call 831-789-8020.

*APR=Annual Percentage Rate. Credit score 631 and up: Max CLTV is 80%. No closing cost available. Credit score 630 and lower: Max CLTV is 70% and will require a full appraisal at member’s cost. Lender will credit up to $200 toward appraisal if approved, plus no closing cost is available. Escrow-related funding cost may apply. Loan approval is subject to credit approval and program guidelines. Property insurance is required. Automatic payment may qualify for rate reduction up to .50%. Must be credit union member to apply.   NMLS# 802240

2017 Is The Year to See Change in Your Life!

With an Eye Popping Loan Rate as low as 4%, the advantages of our 20/20 Vision Personal Loan are crystal clear. 

If you want to:

·      Consolidate credit card debt

·      Pay off uninsured medical bills

·      Pay off tax debt

·      Pay for all or part of your wedding

·      Celebrate a milestone

·      Pay for your honeymoon

·      Invest in energy-efficient appliances

·      Update outdoor lighting

·      Pay veterinary bills

·      Repay loans from family or friends

·      Contribute to Charity

·      Give your vehicle a makeover

20/20 Vision personal loan can help you cover your immediate expenses without breaking the bank.

This loan is unsecured, in amounts ranging from $1,000 to more than $25,000. And with a good credit score, you’ll likely be able to snag the most affordable interest rates.  Your options shrink and your payments grow if you have no credit history or bad credit, but you’ll find out that allU.S. Credit Union is willing to consider more than your credit score when considering you for a loan.

Contact us or stop by the branch and discover the advantages of the 20/20 Vision Loan.  You may also qualify for an allU.S. Visa credit card with a rate starting at only 8.99%.

allU.S. Credit Union Announces the Grand Opening of its New Location in Salinas

allU.S. Credit Union, which offers the latest technological innovations while retaining personalized customer service, will celebrate the opening of its new Salinas branch with cash and prizes, ticket giveaways, entertainment for kids, frozen treats, snacks and more.

The festivities will take place July 25-30 at 1410 N. Main St. in Salinas.  We will feature Grand offers for our Grand Opening:

  • Get a free one-half pound bag of allU.S. coffee and a coffee mug when you open a Free Rewards Kasasa Checking Account.
  • Receive up to 2.0% off your current vehicle loan
  • Receive up to 2% off your current rate when you refinance your current vehicle loan.
  • Step inside the new branch to pick up a $1 Free Sample and enter to win an Apple Watch, Amazon Echo or Boxanne wireless speaker.

The grand opening is set for 11 a.m. – 1 p.m. Friday, July 29, with a ribbon cutting with the Salinas Chamber of Commerce set for 11:30 a.m.  The day will also feature a Ticketpalooza remote broadcast with 101.7 FM The Beach.  Win tickets to the Santa Cruz Beach Boardwalk, Great America, Monterey Bay Aquarium, Roaring Camp and more.  There will also be frozen treats from Rita’s of Salinas and a popcorn buffet.

On Saturday, July 30, from 11 a.m. – 2 p.m., the branch will offer entertainment for the kids with Wheelie Mobilee from MY Museum, along with face painting, balloon animals, a magic show and more.  There will also be a live remote with KLOK La Tricolor 99.5 FM with prizes and giveaways, assorted italian ice flavors and soft pretzels.

For additional information on all the grand opening festivities check our website.

We are excited for everyone to see the new state-of-the-art branch that provides members with a modern and exciting service experience and is designed with our member’s needs in the forefront:

  • Enhanced security
  • Onsite ATM giving our members access to their accounts 24/7
  • Expanded Parking Area
  • Lounge area and coffee bar serving their own private coffee blend
  • Comfortable lobby and PCs to access member accounts
  • Teller Pods which create an open, welcoming environment
  • High-Tech, High Touch Options
  • New community room with mobile device charging stations available to community groups and organizations to use as a meeting space.

allU.S. Credit Union is a member-centric branch designed to deliver a high-tech, high-touch user experience.  While our online and mobile banking platforms are popular with many members, in-person banking options are still important.  We decided to design our new branch to offer members more choice and convenience for their financial needs.  Come in and experience the difference because we believe that when it comes to the way we serve and interact with our members, everything matters.

Contact us and become a proud owner of allU.S. Credit Union!

Celebrate International Credit Union Day with allU.S. Credit Union.

Credit union members around the world will celebrate International Credit Union Day®, an annual event to commemorate the credit union movement’s impact and achievements.

Credit unions are not-for-profit financial cooperatives that provide an effective and viable alternative to for-profit financial institutions for over 217 million members in 105 countries worldwide. Worldwide, 57,000 credit unions exist to serve their members, providing a safe place to save money and access affordable loans. For over 64 years allU.S. Credit Union has been investing in the future of Monterey County.  They are a credit union that is all about personal service and helping families navigate their financial needs.  At allU.S. Credit Union you are a member not a customer.  We believe that when it comes to the way we serve and interact with our members, everything matters.

To celebrate International Credit Union Day with our members we are hosting a coloring contest for kids under 12 throughout the month of October.  Anyone interested in participating can obtain a coloring page from our website, ( or in our branch at 20 W. Market St. in Salinas.  All artwork must be completed and returned by 10/31/2015.  Three winners will be selected from all entries on 11/1/15.  The winners will win one of three cash prizes ($35, $25 and $15).  All entries will be posted in the branch and highlighted on social media throughout October.

Since 1948, International Credit Union Day has been celebrated annually on the third Thursday of October. Each year, the international event affords the opportunity to remember credit unions’ proud history and promote awareness of and support for the credit union difference. This year’s theme, “People Helping People®,” embraces the longstanding credit union philosophy.

Credit unions are recognized as a force for positive economic and social change and have provided significant value in both developed and emerging nations. International Credit Union Day is sponsored by World Council of Credit Unions, the international trade association and development agency for credit unions, as well as numerous national credit union trade associations and federations around the world.

On Oct. 15, credit unions from around the world will join forces to celebrate the day with membership drives, contests and fundraisers to help out their local communities. Credit unions will share their activities with the global community on social media using #ICUDay.

allU.S. Vacation Discounts Promise Nothing But FUN This Summer

Summer time is vacation time and allU.S. Credit Union wants to make sure you have an opportunity to enjoy all the fun activities that the season offers.  We have partnered with Recreation Connection to provide members discounts on the price of admission to:

  • Amusement/Water Parks
  • Museums
  • Festivals
  • Sporting Events
  • Movie Theatres
  • Ski Resorts
  • Zoos/Aquariums
  • Performing Arts

Choose from five different ways to order your tickets:

Online.  Visit the Recreation Connection website.  You’ll be asked for your company affiliation at check out.  Please use allU.S. Credit Union.

Walk-up locations.  Visit the Recreation Connection website for locations and hours of operation.

Telephone.  Call (800) 801-7220

Fax or Mail:   Download the order form, complete and fax to 818-240-7410 or mail to Recreation Connection Services, Inc., P.O. Box 1369, Glendale, CA  91209.

Stress Free Banking At Home In your Briefs!

AllU.S. Credit Union kicked off a campaign today focusing on the numerous convenient online products offered to their members. Banking In Your Briefs puts a humorous slant to the ease of using many credit union services from the comfort of their home or “anywhere else that clothing is optional.”  allU.S. Credit Union provides stress free bill pay, mobile apps, mobile deposit, online loan applications, e-statements, and much more for their members.

We are inviting new and existing members to try our online services.  The first 100 new or existing members who sign up for online banking will receive a pair of custom allU.S. Boxers – while supplies last of course

We find many consumers are attached to their traditional banks because of the belief that credit unions are small and inconvenient

This campaign is an opportunity for allU.S. to educate consumers that the credit union offers many of the same conveniences the big banks offer, with the personal approach that allU.S. is known for.   Because allU.S. Credit Union is Positively eDifferent!

Online Banking Rocks! Benefits of online banking:

  • Bank from the privacy of your own home
  • You don’t have to wait in line.
  • You don’t have to plan your day around the bank’s hours.
  • You can look at your balance whenever you want, not just when you get a statement.

There are some hidden benefits too. Online banking helps you learn how to manage your money and observe your spending patterns.

  • Online banking allows you to watch your money on a daily basis.  By keeping close tabs on your funds, you’ll always be aware of what’s happening in your bank account.
  • For those experienced spenders, this option is far more appealing than the sudden discovery that you’re broke!
  • It’s also helpful to watch how much interest you’re gathering on investments and savings or what service charges you have incurred.

Getting Started

If you want to try out online banking contact a Member Service Representative to sign up.  Once you register, you’ll have the choice of doing just basic banking and viewing your balance or doing more involved transactions like bill payments and transfer.  The choice is yours.  It really depends on how you like to bank.

Get More Banking Done Without Coming In To The Branch….(Clothing Optional)

We’ll miss seeing you at the branch, but we understand that you are busy.  With our FREE 24/7 Online Banking system, you control how, when and where you access your accounts.  You’re In Charge!  For addional information ( or call 831-540-4627.

allU.S. Credit Union Is Turning 1

In Honor Of The Birthday of Its Name Change

allU.S. Credit Union Is Having a Month-Long Celebration

Every Friday in September, join allU.S. Credit Union for special activities:

  • Make a deposit or open a new account and spin the Prize Wheel to win great prizes from local restaurants, wineries and more!
  • Become a new member and spin the Prize Wheel twice.
  • A special visit from 101.7 The Beach – only on Friday, September 19th 12:00 p.m. – 2:00 p.m.  Prizes, galore and fun!
  • Friday Favorites!  Join allU.S. Credit Union every Friday from 9:00 a.m. – 10:30 a.m. for donuts and coffee and delicious custom logoed allU.S. Credit Union cookies from 3:00 p.m. – 6:00 p.m.

We would also like to invite our members to participate in our 1st Annual Positively Different Video/Photo Contest.  Grab your camera, home video camera or mobile device and show us how your life has been positively affected by allU.S. Credit Union.

Whether you have been a member for 20 years and have photos and/or video of yourself with your first piggy bank that you brought into the credit union to open your first savings account, a photo standing by your first car you bought with an auto loan from allU.S., a video of your wedding day made possible with an allU.S. Visa credit card or, a newer member who just loves the simplicity and convenience of your allU.S. checking account and debit card, we would love for you to share your story and pictures with us.

Oh, did we mention you could win $100 Visa Gift Card just by participating?  Even better, allU.S. will donate another $100 to the winner’s charity of choice.

It’s easy to enter!  Just submit all pictures and videos to [email protected] before October 31, 2014.  Don’t forget to add a caption so we can identify who’s in the photo or video.  One member will be chosen from the entries and announced on November 14, 2014.

So, grab your camera or home video camera and show us what you can do!

One year ago we changed our name to allU.S. Credit Union which marked a milestone in our credit union’s history.  It’s been a great year and we would like to thank our members for their support.  I am proud to say that since this credit union began over 64 years ago, we still abide by that same member-owned, cooperative spirit and continue to evolve our services to meet the changing needs of our members as well as supporting and improving our communities.

Come help us celebrate every Friday in September!  Click here for additional information.

allU.S. Asks Members to Join them in the Fight Against Hunger and Support the Food Bank For Monterey County

allU.S. Credit Union in Salinas is challenging the Salinas Valley and Monterey Peninsula residents to join the fight against hunger in Monterey County.  The season of giving is approaching and allU.S. Credit Union is making it easy to help those in need.  For most of us, the holidays are a time of joy and celebration but 1 in 5 in Monterey County are struggling with hunger so the holidays are a time of pain and sadness.

This holiday season allU.S. Credit Union will have Food Bank bins at the branch at 20 W. Market Street in Salinas and every member who brings in a donation will receive a Growing Joy seed paper ornament.  The decorations on the ornament are embedded with wildflower seeds that can be planted and remembered long after the holidays.

Additionally, allU.S. Credit Union will donate $1.00 for every pound of food a member brings in up to $1,000.  We hope this campaign raises awareness within the community to help those families who need the help this holiday season.  During November and December donate non-perishable food (packaged and canned), pasta, rice, potato, tuna, chicken, ham, pasta sauces, coffee, tea and juice, soups, stews and much, much more.

The Food Bank for Monterey County, a certified Feeding America food bank, is the largest supplier of emergency food in Monterey County and a key proponent of anti-hunger education and advocacy in Monterey County. The Food Bank is a member of the network of Feeding America Food Banks, known formerly as America’s Second Harvest.  Despite the perception of the Central Coast as a region of wealth and beauty, hunger is epidemic in Monterey County.

•One fifth of the population of Monterey County receives food assistance

•An estimated the Food Bank for Monterey County now serves 90,000 different people annually

•Every week the Food Bank serves approximately 10,800 people.

•The Food Bank distributes over 6 million pounds of food annually to needy families

It is imperative that we all join in this initiative for an admirable and worthy cause.  Ask your family, friends, credit union and non-members to participate by giving generously.