Enjoy our highest rates when you can commit $1,000 from 3 months to 5 years depending on your investment strategy. Our allUS Share Certificates of Deposit (or CDs) are safe, secure, insured and best of all, pay a competitive rate.
Share Certificates of Deposits (CDs)
These accounts are used to lock in a fixed term and higher rate as part of your investment strategy. With a minimum of $1,000 your accounts are federally insured up to $250,000. IRA funds are insured separately from your other accounts. That means another $250,000 on top of your other allUS accounts.
Choose a CD That's Right for You
allU.S. offers some of the most competitive rates in the area and are federally insured up to $250,000.
- Short-Term Certificate:
For members wanting a quick return on their investment, generally reaching maturity within one year or less.
- Long-Term Certificate:
For members wanting to invest their money for longer than one year, these certificates generally receive a higher rate of return.
- Open an account for as little as $1,000
- Earn higher interest than a savings account
- 3 month - 5 year terms
- Early withdrawal penalties apply
- No monthly maintenance fees
- Daily compound interest for maximum earnings
- View your account on the go with Mobile Banking
- NCUA insured to the maximum allowed by law. Maximize your coverage
- Automatic renewal at maturity. If you make an early withdrawal, you will pay a penalty.
- allU.S. High Yield CD rates are accurate as of 2/4/2013. See rates
- IRA CD (Fixed-Rate)
Depending on your needs and goals, a allU.s. Credit Union Individual Retirement Account (IRA) may be the right retirement investment option for you. IRAs may provide tax advantages for employed individuals regardless of income level. Consult your tax advisor.
- Start saving retirement for as little as $1,000
- Secure, fixed-rate CD
- One time Contribution requirement
- Terms from three months to five years
- IRA Savings
- Start saving retirement for as little as $5
- No mimimum Contribution
- No minimum term
|Term||Minimum Deposit||Dividend Rate||Annual Percentage Yield (APY)|
|3 to 5 months||$1,000||0.250%||0.250%|
|6 to 11 months||$1,000||0.300%||0.300%|
|12 to 23 months||$1,000||0.500%||0.501%|
|24 to 35 months||$1,000||0.650%||0.652%|
|36 to 48 months||$1,000||0.650%||0.652%|
|48 to 59 months||$1,000||0.650%||0.652%|
|Minimum Deposit||Dividend Rate||Annual Percentage Yield (APY)|
|14 Month Special|
|20 Month Special|
Compare CD Rates
allU.S. Credit Union offers flexible, fixed-rate, secure CDs to help you reach your short or long term savings goals. Compare the features to find the product that is best for you.
|Recommended For Members Who Want||A high rate, secure savings option||Secure retirement savings with a fixed rate|
|Insured by the NCUA up to $250,000||Yes||Yes|
|CD Terms||3 months - 5 years||3 months - 5 years|
|Deposits Can be Made Before Maturity||No||No|
|Withdrawals Allowed Before Maturity Without Penalty||No||No|
|Early Withdrawal Penalties Apply||Yes||Yes|
|90% of Balance Can Be Used Loan Collateral||Yes||No|
|Interest Accrued Daily, Paid Monthly||Yes||Yes|
|Transferable Earnings to a Checking or Saving Account||Yes||Yes|
|Auto-Renewal At Maturity||Yes||Yes|
|Free Online Banking with Secure Messaging||Yes||Yes|