ALL U.S. Credit Union - Positively Different
Online Banking Login

Se Habla Español

Online Banking Login

Share Certificates

Enjoy our highest rates when you can commit $1,000 from 3 months to 5 years depending on your investment strategy. Our allUS Share Certificates of Deposit (or CDs) are safe, secure, insured and best of all, pay a competitive rate.

Share Certificates of Deposits (CDs)

These accounts are used to lock in a fixed term and higher rate as part of your investment strategy. With a minimum of $1,000 your accounts are federally insured up to $250,000. IRA funds are insured separately from your other accounts. That means another $250,000 on top of your other allUS accounts.

Choose a CD That's Right for You

allU.S. offers some of the most competitive rates in the area and are federally insured up to $250,000.

Share and IRA Certificate Rates

Term Minimum Deposit Dividend Rate Annual Percentage Yield (APY)
3 to 5 months $1,000 0.250% 0.250%
6 to 11 months $1,000 0.300% 0.300%
12 to 23 months $1,000 0.500% 0.501%
24 to 35 months $1,000 0.650% 0.652%
36 to 48 months $1,000 0.650% 0.652%
48 to 59 months $1,000 0.650% 0.652%
60 months $1,000 0.650% 0.652%
HOT CD SPECIALS!
Minimum Deposit Dividend Rate Annual Percentage Yield (APY)
14 Month Special
$1,000 <$50,000 0.500% 0.501%
>$50,000 0.600% 0.602%
20 Month Special
$1,000 <$50,000 0.750% 0.753%
>$50,000 0.850% 0.854%
>100,000 1.000% 1.050%

Compare CD Rates

allU.S. Credit Union offers flexible, fixed-rate, secure CDs to help you reach your short or long term savings goals. Compare the features to find the product that is best for you.

Traditional CD
IRA CD
Recommended For Members Who Want A high rate, secure  savings option Secure retirement savings with a fixed rate
Account Fees No No
Insured by the NCUA up to $250,000 Yes Yes
Minimum Deposit $1,000 $1,000
CD Terms 3 months - 5 years 3 months - 5 years
Deposits Can be Made Before Maturity No No
Withdrawals Allowed Before Maturity Without Penalty No No
Early Withdrawal Penalties Apply Yes Yes
90% of Balance Can Be Used Loan Collateral Yes No
Interest Accrued Daily, Paid Monthly Yes Yes
Withdrawal Penalties Yes Yes
Transferable Earnings to a Checking or Saving Account Yes Yes
Auto-Renewal At Maturity Yes Yes
Free Online Banking with Secure Messaging Yes Yes

"Interest" referenced in the context of this page refers to "dividends."

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.