ALL U.S. Credit Union - Positively Different

Checking Accounts

Become a


Finally, a value added checking account that is FREE. Access your account online, with mobile banking, by our Phone Teller or through an ATM. Checking is the foundation for your money management with convenient access and if you carry larger balances earn a competitive rate.

Service Name Monthly Fee: Zip, Zero, Nada!
Get used to seeing the word FREE!
Minimum Opening Account Balance $25
Interest earned on Balances Over $2,500 Yes
If interest earned rate is variable and payable monthly Yes
MasterCard Debit Card Yes
FREE ATM or Debit Card transactions More Info Yes*
FREE anytime allWORLD mobile banking Yes**
FREE PC Banking Yes
Free email and text alerts Yes
Free 24 Hour Online Banking Yes
Free Bill Payment Yes
eStatements Yes
24/7 Member Service Yes
Free checks with new account Yes
Overdraft Protection Available
Unlimited Check Writing privileges Yes
1st New Account Check Order FREE Yes
Unlimited ATM Transactions Yes
FREE MoneyDesktop Financial Management Tool More Info Yes
Over 30,000 surcharge Free ATMs including
Walgreen and 7-Eleven locations nationwide
NCUA insured to the maximum allowed by law Yes

Find an ATM location by text message

Send a text to 91989 from your mobile device. Enter an address (with city & state), zip code or intersection (with city & state) and the service will reply with the CO-OP Network surcharge-free ATM nearest that location.

Free ATM Transactions on allUS ATMs plus over 30,000 Co-Op ATMs nationwide*

Free ATM access

 * ATM fees charged by third parties are not the responsibility of allU.S. Credit Union.
** You may be responsible for data and/or text charges through your mobile carrier, so be sure to check with your carrier for details.
1 "Interest" referenced in the context of this page refers to "dividends." 

Digital Checking Options

Choose the account type that best suits your needs; Cash Back or Interest Earning

Learn More

Switch Kit

Check out our guide to switching your accounts to allU.S. Credit Union and download the necessary forms.

View all Fees

View all fees that may be related to checking account services.

Reorder Checks

Reordering checks online is simple just click on the link and follow the instructions to select your new checks. Reordering checks online

Please note: For your safety, if you need to make changes to your address or contact information, you may not use this service and must contact the credit union in writing with your new information. After you've placed your order, your account will be debited for the cost of your checks.

Checking Forms

View all forms...




To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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Free ATM Transactions on allU.S. ATMs plus over 30,000 Co-Op ATMs nationwide.

Use our online search tool to find an ATM location near you.

ATM fees charged by third parties are not the responsibility of allU.S. Credit Union.

Money DesktopMoneyDesktop provides you access to a personal financial management software program whereby online banking becomes a "hub" of financial activity.

With this service you can aggregate accounts from almost any financial institution, allowing you to:

This is all available within your allU.S.
online banking account for FREE!