Product & Service Fees
We strive to keep service fees as low as possible for our members. However, as costs increase, certain changes are necessary to sustain the financial health of the credit union while staying highly competitive in the marketplace. After careful analysis, the following account fees became effective on October 1, 2018.
Effective 10/1/2018
| Product/Service | Fee |
|---|---|
| ATM-Empty Envelope Fee | $10.00 |
| Account Activity Printout | $2.00 / page |
| Account Research | $25.00 / hour |
| Account Verification Fee | $10.00 |
| ATM - Balance Inquiry | Free |
| ATM Deposit Adjustment Fee | $5.00 |
| Bill Pay-Online Return Fee | $30.00 |
| Branch Telephone Transfer Fee | $3.00 |
| Cashed Check Fee | 1% of check amount or $5.00, whichever is greater |
| Closure By Mail | $10.00 |
| Check Copy | $2.50 |
| Counter Checks | 3 / $5.00 |
| Check/Cashier's Check | Cashiers Checks Payable to Member-Free; Other Payee $5.00 |
| Early Closure fee | If an account is closed within 90 Days of opening, the member does not get their $25 returned. |
| XMas Club Early Closure Fee | $10.00 |
| Escheat Letter | $2.00 |
| Fax Service | $2.00 per page |
| Garnishment/Levy/Subpoena | $25.00 minimum per request |
| Inactive Account Fee | $5.00 monthly (Accounts with balances of less than $200 after 12 months of no activity) |
| Initial Membership Fee | $5.00 |
| Incoming Wires | $10.00 |
| Lien Satisfied | $10.00 |
| Mortgage Loan Application Fee | Call Credit Union Representative |
| Notary fee for non-CU documents | $5.00 |
| NSF ATM/Point-of-Sale/Debit Card Purchase | $30.00 per item |
| NSF-Paid (Courtesy Payment) | $30.00 per item |
| NSF-Unpaid | $30.00 per item |
| Outgoing Wires-Domestic | $20.00 per wire |
| Outgoing Wires-International | $40.00 per wire |
| Overdraft Transfer Fee | $5.00 each occurrence |
| Payday Loan Fee | $45 for 2 weeks or $75 for 4 weeks |
| Returned Check Fee (Share deposit or loan pmt) | $30.00 per item |
| Returned Mail Fee | $5.00 |
| Re-open an Account within 90 days | $25.00 plus par |
| Savings Withdrawal Fee | 3 FREE per month, $2.50 each additional |
| Statement Copy | $5.00 each |
| Monthly paper statement in lieu of eStatement | $5.00 *Monthly paper statements will continue to be free for our members age 60 and over. |
| Stop Payment | $15.00 per item |
| Subordination Fee | $75.00 |
| MC Check Card - non CO-OP ATM | FREE |
| MC Check Card (Debit Card) Point-of-Sale | FREE |
| Master Card (MC) Check Card (Debit Card) Signed Transaction (Easy... No PIN, No Fee) | FREE |
| MC Check Card ATM Transactions | FREE at all CO-OP ATMs |
| Verification of Deposit Fee | $10.00 |
| Visa Credit Over-The- Limit Coverage | You can "opt in" for over-the-credit-limit coverage. The fee is a flat $10.00 per billing cycle if you go over your limit. |
| MC Credit/Check Card replacement Fee | $10.00 per request |
| VISA Draft Copy Fee | $10.00 |
| VISA/MC Check Card Pin Reissue | $5.00 |
| VISA/MC Check Card Foreign Transaction | Fee charged by vendor passed to member |
| Expedited fee for ATM/Debit and Visa Credit Card orders | $30.00 |
