ALL U.S. Credit Union - Positively Different
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Product & Service Fees

We strive to keep service fees as low as possible for our members.  However, as costs increase, certain changes are necessary to sustain the financial health of the credit union while staying highly competitive in the marketplace. After careful analysis, the following account fees became effective on October 1, 2018.

View fee changes

Effective 10/1/2018

Product/Service Fee
ATM-Empty Envelope Fee $10.00
Account Activity Printout $2.00 / page
Account Research $25.00 / hour
Account Verification Fee $10.00
ATM - Balance Inquiry Free
ATM Deposit Adjustment Fee $5.00
Bill Pay-Online Return Fee $30.00
Branch Telephone Transfer Fee $3.00
Cashed Check Fee 1% of check amount or $5.00, whichever is greater
Closure By Mail $10.00
Check Copy $2.50
Counter Checks 3 / $5.00
Check/Cashier's Check Cashiers Checks Payable to Member-Free; Other Payee $5.00
Early Closure fee If an account is closed within 90 Days of opening, the member does not get their $25 returned.
XMas Club Early Closure Fee $10.00
Escheat Letter $2.00
Fax Service $2.00 per page
Garnishment/Levy/Subpoena $25.00 minimum per request
Inactive Account Fee $5.00 monthly
(Accounts with balances of less than $200 after 12 months of no activity)
Initial Membership Fee $5.00
Incoming Wires $10.00
Lien Satisfied $10.00
Mortgage Loan Application Fee Call Credit Union Representative
Notary fee for non-CU documents $5.00
NSF ATM/Point-of-Sale/Debit Card Purchase $30.00 per item
NSF-Paid (Courtesy Payment) $30.00 per item
NSF-Unpaid $30.00 per item
Outgoing Wires-Domestic $20.00 per wire
Outgoing Wires-International $40.00 per wire
Overdraft Transfer Fee $5.00 each occurrence
Payday Loan Fee $45 for 2 weeks or $75 for 4 weeks
Returned Check Fee (Share deposit or loan pmt) $30.00 per item
Returned Mail Fee $5.00
Re-open an Account within 90 days $25.00 plus par
Savings Withdrawal Fee 3 FREE per month, $2.50 each additional
Statement Copy $5.00 each
Monthly paper statement in lieu of eStatement $5.00 *Monthly paper statements will continue to be free for our members age 60 and over.
Stop Payment $15.00 per item
Subordination Fee $75.00
MC Check Card - non CO-OP ATM FREE
MC Check Card (Debit Card) Point-of-Sale FREE
Master Card (MC) Check Card (Debit Card) Signed Transaction (Easy... No PIN, No Fee) FREE
MC Check Card ATM Transactions FREE at all CO-OP ATMs
Verification of Deposit Fee $10.00
Visa Credit Over-The- Limit Coverage You can "opt in" for over-the-credit-limit coverage.
The fee is a flat $10.00 per billing cycle if you go over your limit.
MC Credit/Check Card replacement Fee $10.00 per request
VISA Draft Copy Fee $10.00
VISA/MC Check Card Pin Reissue $5.00
VISA/MC Check Card Foreign Transaction Fee charged by vendor passed to member
Expedited fee for ATM/Debit and Visa Credit Card orders $30.00




To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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Service Fee Changes

The following service fee changes became effective Oct 1, 2018.

Service Past fee New Fee
Expedited fee for ATM/Debit and Visa Credit Card orders $25.00 $30.00
Return or Undeliverable Mail $5.00 $5.00
Paper Statement $2.50 $5.00
Monthly paper statement in lieu of eStatement $0.00 $5.00*
Notary fee for non-CU documents $0.00 $5.00

*Monthly paper statements will continue to be free for our members age 60 and over.

Cut the clutter and GO GREEN with FREE e-Statements!

No more piles of unopened envelopes on your kitchen counter. No more waiting a week or more to receive your statement. Signing up is easy, you'll save a few trees, save expenses for the credit union (which helps us reward you better) and you'll get your statements sooner. Online statements are safe, secure, and available for you to access at your convenience.