ALL U.S. Credit Union - Positively Different

Free Kasasa Cash Back® Checking

Expect more from your checking account - like free checking that pays you to go shopping! Kasasa Cash Back® pays 2% cash back (up to $5)* each month on your everyday debit card purchases.

You'll also get refunds on your ATM fees from any ATM you use in Salinas, or anywhere else in the U.S.* That means any ATM is your ATM - even the big banks'! Plus, Kasasa Cash Back can link to free Kasasa Saver®, so you can build your savings with ease.


Easy Qualifications to Earn Your Rewards

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

That's all there is to it. Even if you don't meet your qualifications during the cycle, you still have a free account. And you can get right back to earning your cash rewards the very next qualification cycle.

*Account Terms of Service

Kasasa Calendar



Qualification Date

To earn the Kasasa Cash interest and ATM refunds, you must meet all the qualifications by 7:00 PM EST on the business day before the last business day of the month. This is referred to as your Qualification Date. Transactions posted to your account after 7:00 PM EST on the Qualification Date will count towards meeting the Kasasa qualifications for the next month's statement cycle. The Qualification Dates are reflected in the calendar below as a blue box around the date.



Interest and ATM fee refund date

Interest and ATM fee refunds (if your account qualifies) will be automatically deposited to your account on the first business day following the Qualification Date. The dates for interest payments and ATM fee refunds are reflected below by a green circle around the date.

Kasasa Product Home




To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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We appreciate your decision to open a deposit account with allU.S. Credit Union. This schedule sets forth certain conditions, rates, fees, and charges that are specific to your account. Each account holder agrees to the terms set forth on this Deposit Account Rate and Fee Schedule, and acknowledges that it is a part of the Account Agreement. Subject to applicable law and the terms of the Account Agreement, we may amend the rates, fees and charges contained in this schedule from time to time.

Account Overview: Kasasa Cash back is a free variable rewards checking account with no minimum balance requirement that rewards accountholders with cash back on their debit card purchases and nationwide ATM fee refunds when they meet minimum qualifications during the account's Monthly Qualification Cycle.

Purpose and Expected Use of Account: The Kasasa Cash Back account is intended to be the accountholder's primary checking account in which payroll transactions and day-to-day spending activities are posted and settled. We expect the account's debit card to be used frequently throughout each month and for transaction amounts to reflect a wide dollar range allU.S. Credit Union reserves the right to determine if the account is being maintained for a purpose other than day-to-day, primary use. Accountholders who persist in making debit card transactions in a calculated and limited fashion in order to meet their monthly qualifications may have their accounts converted to a different checking account or closed altogether. We also reserve the right to convert the account to a different checking account if the account does not have consistent active use over 12 consecutive Statement Cycles.
We have the right to close this account at any time, with proper notice.

Qualification Requirements: To earn your rewards all of the following transactions and activities must post and settle to your Kasasa Cash Back account each "Monthly Qualification Cycle":

Transactions may take one or more business days from the date the transaction occurred to post and settle to the account. "Monthly Qualification Cycle" means a period beginning on the last business day of the month and ending on the day before the last business day of the month. Transfers between accounts and ATM transactions do not count as qualifying transactions. Only debit card and pos transactions processed by merchants and received by the allU.S. Credit Union count as qualifying transactions.


When Kasasa Cash Back Qualifications Are Not Met:

When Kasasa Cash Back Qualifications Are Met:

Cash back payments and ATM refunds will be credited to the account on the last business day of the month.

Determination of Rewards: At our discretion, we may change the rewards at any time.

Minimum Balance to Receive Rewards: There is no minimum balance to receive the account's rewards.

Limitations: This account type is limited to one account per primary social security number or tax i.d number.

Transactions Processing Information: Transactions on your account may not be processed in the order in which they occurred. Within specified groups, all transactions will be paid in order beginning with the smallest to the largest amount. The order in which these transactions are processed may affect the total amount of overdraft fees you incur as the post to your account.

Account Closing / Rewards and ATM Refunds: If you close your account before the rewards and the ATM refunds are credited, you will not receive the rewards or the ATM refund for that Monthly Qualification Cycle.

Please see allU.S. Credit Union Product and Service Fee Schedule

Member NCUA Kasasa, and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A