allU.S. Visas

Our VISA card has a very competitive rate, no annual fee, no cash advance fees and 25 day grace period for purchases. But that’s not all! We have even more advantages that other cards don’t!

Rates as low as 8.99% APR*

Features and Benefits:

  • Access to your money at THOUSANDS OF ATMS
  • Visa Global Customer Assistance Services (GCAS) – 24/7 emergency services to Visa cardholders around the world. The service reports lost or stolen Visa cards and provides customer information services.
  • Zero Liability lost/stolen card reporting
  • Fraud protection – 24/7 fraud monitoring and verification of any potentially fraudulent transactions.
  • Internet Authentication Service – Verified by Visa™ proves you are who you say you are when buying online at participating merchants.
  • Overdraft protection option  – Automatically advances from Visa card to your allU.S. checking account to protect you in case of overdraft.
  • Min. Payment is 3% of the balance due or $20, whichever is greater.
Credit Card Rates
Terms Annual Percentage Rate (APR) as
low as*:
Visa® Card
8.99 - 16.50%
Visa share secured (hold 125%)

Application and Solicitation Disclosure

Visa’s Zero Liability policy does not apply to ATM transactions or other PIN/POS transactions not processed by Visa. Your liability with respect to unauthorized transactions may be greater than zero ($0.00) if we can determine that you were grossly negligent or fraudulent in the handling of your account or Card.

You will have no liability for unauthorized use of your Visa Card that results from its loss or theft if you report the loss or theft to us at 800.692.2228 within two (2) business days. If your statement shows unauthorized use, your liability will be no more than $50.00 if you tell us within 60 days of statement mailing date.