Other Loans

We have loans for nearly any occasion. That means that even if you need a computer, need a break on paying us one month, take an unexpected financial hit and need funds, build credit, or take a vacation, we have a loan for that.

Quick Pay

You need cash now, but don’t want to pay daily interest or pay surprise fees…we’re here to help! We offer great solutions for people that need to get money fast without sacrificing their financial health. Inquire today to learn more from one of our representatives.

  • Lower than Average Payday Lenders Charge
  • $75 Processing Fee for One Month Loan
  • $45 Processing Fee for a One or Two Week Loan
  • Loan Amount Based on 50% of Direct Deposit or $1,000 (Whichever is Less)
Boat or Jet Ski Loans
Terms Annual Percentage Rate (APR) as low as*
Up to 120 months
3.99 -14.99%
Motorcycle Loans
Term Annual Percentage Rate (APR) as low as*
Up to 36 months
4.50 - 13.50%
Up to 48 months
4.50 - 14.50%
Up to 60 months
4.50 - 15.50%
Up to 72 months
5.00 - 16.25%
Up to 84 months
7.00 - 17.00%
Recreational Vehicle Loans
Terms Annual Percentage Rate (APR) as low as*
Up to 144 months
3.99 - 14.99%
Loyalty Loan

At allU.S. Credit Union we’re dedicated to providing the tools, resources and expertise that will empower your financial success. Don’t think you’re the only one who may have less than perfect credit. You’re not alone. That shouldn’t mean you couldn’t qualify to buy a vehicle, consolidate debt or get a personal loan. That’s why we’ve developed our Loyalty Loan Program for those individuals who have blemished credit scores and are having a difficult time qualifying for a loan.

Program Benefits:

  • You have the potential to receive interest rate reduction for the first 2 years of your loan up to 2% each year with an automatic loan payment through allU.S.
  • Reduce the amount of interest charged
  • Help you pay the principal loan balance faster
  • Save money over the life of the loan.
  • Your monthly payment amount will not change due to the Loyalty loan interest rate reduction.
  • Improved credit score

The Loyalty Loan Program is for the following type of loans:







  • Debt ratio no higher than 45%
  • Loan credit grade C, D and Lower
  • Set up on automatic loan payment through allU.S.
  • Must pay on time for the first 12 months of the loan and interest rate will be adjusted on the 13 month. 2nd year payment is paid on time rate will be adjust on the 25th month.
  • At any time payment is not made by the 15th day after due date rate can be changed on the 16th day to original loan rate. If you don’t qualify at first with a low interest rate, our loyalty loan program can help you reduce that rate overtime.

*The actual individually implemented amount of the intent rate reduction is at the sole discretion of the Credit Union

Solar Loans

Get financing of up to $50,000 for your solar energy project

Qualifying FICO Scores

Term 740 + Outstanding 720-740 Excellent 680-719 Very Good
5 years
5.50% APR
10 years
15 years


  • No equity or appraisal required
  • No contractor fees
  • Quick pre-qualification
  • 100% upfront funding
  • No prepayment penalties
  • Flexible loan terms
  • Tax deductible interest*
  • Credit Union will place a UCC lien against the solar equipment and a lien will be placed on the property.

Documents needed for Approval

  • Signed and dated application
  • 2 years W-2’s (each borrower)
  • Most recent pay stub
  • Recent Mortgage statement
  • Letter of explanations for any derogatory credit if applicable
  • Proof of any open collections paid if applicable
  • Estimate describing work to be done and cost

*Lien will be placed against the property in second or third position. Newly constructed homes must have been completed and occupied for a minimum of 90 days. This is not intended to be legal or tax advice, please consult your tax advisor or attorney for details. All loans subject to credit approval. 12/2/2014

All loans from allU.S. Credit Union are based on approved credit. All loan rates with the exception of Visa Secured and Share/Certificate Secured loans are approved based on individual credit worthiness. We use a combination of the individual’s FICO score as well as other factors to determine the rate that will be offered.

*APR (Annual Percentage Rate) assumes .25% for automatic payments. Rates vary with amount financed, and term, and credit history. A rate reduction of 0.50% is offered to those members who have an active checking account with direct deposit, automatic loan payment or automatic transfer. Discontinuance of the qualifying relationship will cause the APR to increase by the applicable rate reduction. Any increase in the APR will result in more payments of the same amount until what you owe has been repaid in full. Some restrictions apply. Rates, terms, and conditions subjects to change at without notice.

**The maturity date for loans secured by share certificates will be no later than the maturity date of the share certificate used to secure the loan. Share loans require pledging 110% of the loan amount.

This Preferred Rate discount is not available with other discounts or promotions, or with Visa, Share or Certificate Secured loans or Real Estate loans.

View all Legal Disclosures.