Make Your Home Equity Work For You!

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When life’s expenses threaten to put a hole in your budget, turn to allU.S. Credit Union for help.  We’ll give your finances a solid footing with our low-rate home equity loan.  Use it to repair your home, pay tuition, consolidate debt and more!

·      Rates as low as 4.25% APR*

·      Save up to $1200 in loan fees (no application, processing or notary fees)

·      0 points

·      Title fees can be included in the loan amount

·      Loan can be completed within 30 days of approval

·      Credit up to $250 of appraisal fee

·      All loans are serviced locally

For additional details, email [email protected] or call 831-789-8020.

*APR=Annual Percentage Rate. Credit score 631 and up: Max CLTV is 80%. No closing cost available. Credit score 630 and lower: Max CLTV is 70% and will require a full appraisal at member’s cost. Lender will credit up to $200 toward appraisal if approved, plus no closing cost is available. Escrow-related funding cost may apply. Loan approval is subject to credit approval and program guidelines. Property insurance is required. Automatic payment may qualify for rate reduction up to .50%. Must be credit union member to apply.   NMLS# 802240