Is your Personal Information Secure Online?
Protecting your personal information can help reduce your risk of identity theft. With the constant over sharing on social media and the recent data breaches, it's beneficial to take a step back and review how to keep your personal information safe online.
Equifax Data Breach
On July 29, 2017, Equifax discovered that criminals exploited a U.S. website application vulnerability to gain access to certain files. Most of the consumer information accessed includes names, Social Security numbers, birth dates, addresses, and in some instances, driver's license numbers. To check if you have been compromised and read more about the breach, read the Equifax Consumer Notice and Equifax Potential Impact .
allU.S. recommends the following ways to keep your data safe online:
- Don't reply to unsolicited offers with any personal information or don't reply at all
- Don't open emails from unverified or unknown senders.
- If you are unsure of the sender's email address directly contact customer service. Do not reply to that email.
- Manage your security settings to protect against fraud.
- Use a pop up blocker on your Internet browser.
- Delete, manage, or turn off cookies in your browser.
- Search "Browser Security Settings" for more help.
Learn How To Protect Yourself Against Identity Theft!
Understanding how fraud and identity theft occur can help you protect yourself and your personal information. Sadly, there are many scammers out there. Know what they're trying to do by becoming familiar with the following common fraud terminology.
|Baiting:||When an attacker leaves an infected device out, like a USB Drive or CD, that looks legitimate or important.|
|Pretexting:||The creation of an elaborate scenario designed to obtain your personal information.|
|Quid Pro Quo:||When you are asked for information in return for a gift. Frequently used by an impersonator is offering to fix your computer in exchange for money.|
|Phishing:||Fraudulently asking for and obtaining personal information. Often involves an email that appears legitimate at first but is not from the company or person portrayed.|
|Pharming:||An online scam where an attempt is made to redirect a website's traffic to another, fraudulent website.|
How Does allU.S. Protect You?
- You have Zero Liability on lost or stolen credit or debit card reporting.
- We offer 24/7 fraud monitoring & verification of any potentially fraudulent transactions on your credit or debit card.
- We use the latest proven technology, we take every precaution with our suite of Smart Banking services to make sure your personal and financial information is secure
- We use Multi-factor authentication to protect your identity
- We employ strong, 128-bit encryption for every online transaction.
Security alert regarding a new and dangerous financial malware variant currently named Goznym.
Why this is a concern
This malware, which is targeting banks and credit unions, attempts an account takeover of an end users online banking session in order to commit fraud. Infection methods usually include clicking on links in spam emails or opening infected MS Word documents.
Learn more about the Gozym Virus
Learn more about online security from MyCreditUnion.gov