ALL U.S. Credit Union - Positively Different

NCUA Insurance


allU.S. is a member of the National Credit Union Administration (NCUA). As an allU.S. Credit Union customer, your deposits are insured by the NCUA up to $250,000 per depositor, for each account ownership category.

Maximizing NCUA Insurance - Know the facts. With a combination of accounts, you could be covered for more than $250,000.

What are the basic NCUA coverage limits?*

*These share insurance coverage limits refer to the total of all shares that account owners have at each federally insured credit union. The listing above shows only the most common ownership types that apply to individual and family shares, and assumes that all NCUA requirements are met.

Calculate your coverage with the NCUAs deposit calculator .

An example of making the most of NCUA coverage:

Account &
Owner Type
Owner(s) Beneficiary Amount
Interest Checking
Single Owner
John Doe None $250,000
No Penalty CD
Single Owner
Mary Doe None $250,000
Online Savings
Joint Owners
John and Mary Doe None $500,000
Traditional IRA
Single Owner
John Doe None $250,000
Roth IRA
Single Owner
Mary Doe None $250,000
Revocable Trust
Raise Your Rate CD - POD
John Doe Jane Doe $250,000
High Yield CD
Living Trust
Mary Doe John Doe Jr. $250,000
FDIC Insured Total: $2,000,000




To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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