All loans from allU.S. Credit Union are based on approved credit. All loan rates with the exception of Visa Secured and Share/Certificate Secured loans are approved based on individual credit worthiness. We use a combination of the individual's FICO score as well as other factors to determine the rate that will be offered.
*APR (Annual Percentage Rate) assumes .25% for automatic payments. Rates vary with amount financed, and term, and credit history. A rate reduction of 0.25% is offered to those members who have an active checking account with direct deposit, automatic loan payment or automatic transfer. Discontinuance of the qualifying relationship will cause the APR to increase by the applicable rate reduction. Any increase in the APR will result in more payments of the same amount until what you owe has been repaid in full. Some restrictions apply. Rates, terms, and conditions subjects to change at without notice.
**The maturity date for loans secured by share certificates will be no later than the maturity date of the share certificate used to secure the loan. Share loans require pledging 110% of the loan amount.
This Preferred Rate discount is not available with other discounts or promotions, or with Visa, Share or Certificate Secured loans or Real Estate loans.
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