Printer FriendlyPersonal Rates
Effective Feb 2017
Checking Account Rates
| Product | Balance | Dividend Rate%  |
APY% |
|---|---|---|---|
| Checking | Less than $5,000 | 0.001% | 0.001% |
| $5,000 - $10,000 | 0.02% | 0.02% | |
| $10,000 - $50,000 | 0.02% | 0.02% | |
| $50,000 and over | 0.02% | 0.02% |
Savings Account Rates
| Product | Balance | Dividend Rate% |
APY% |
|---|---|---|---|
| Savings | Less than $100 | 0.00% | 0.00% |
| >$5,000 | 0.050% | 0.050% | |
| >$10,000 | 0.050% | 0.050% | |
| >$50,000 | 0.050% | 0.050% | |
| Club Account | $25 - $1,000 | 0.05% | 0.05% |
| $1,000 and over | 0.05% | 0.05% | |
| Youth Savings | 0.050% | 0.050% |
Investment Account Rates
| Product | Balance | Dividend Rate% |
APY% |
|---|---|---|---|
| Money Market | < $2,500 | 0.050% | 0.050% |
| < $10,000 | 0.050% | 0.050% | |
| < $25,000 | 0.100% | 0.100% | |
| < $50,000 | 0.100% | 0.100% | |
| < $75,000 | 0.200% | 0.200% | |
| < $100,000 | 0.200% | 0.200% | |
| > $100,000 | 0.250% | 0.250% | |
| Individual Retirement Account (IRA) Rates | $5 TO <$5,000 | 0.050% | 0.050% |
| >$5,000 | 0.050% | 0.050% |
Share and IRA Certificate Rates
| Term | Minimum Deposit | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| 3 to 5 months | $1,000 | 0.200% | 0.200% |
| 6 to 11 months | $1,000 | 0.200% | 0.200% |
| 12 to 23 months | $1,000 | 0.350% | 0.351% |
| 24 months + | $1,000 | 0.450% | 0.451% |
14 Month Special |
||
| Minimum Deposit | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| >$1,000 or more | 0.400% | 0.400% |
20 Month Special |
||
| >$1,000 or more | 0.500% | 0.500% |
Automobile Loan Rates |
|
|---|---|
| Terms | Annual Percentage Rate (APR) as low as |
| Up to 36 months | 2.49 - 13.99% |
| Up to 48 months | 2.49 - 13.99% |
| Up to 60 months | 2.49 - 13.99% |
| Up to 72 months | 3.99 - 8.99% |
| Up to 84 months | 4.79 - 5.49% |
Personal and
Signature Loans |
|
|---|---|
| Terms | Annual Percentage Rate (APR) as low as |
| Up to 48 months | 7.00 - 15.75% |
Share or Certificate Secured |
|
| Up to 120 months | 3% above the rate or Share Secured Certificate loan shared secured (hold 110%) |
Credit Card Rates |
|
|---|---|
| Terms | Annual Percentage Rate (APR) as low as |
| Visa® Card | 8.99 - 17.25% |
| Visa share secured (hold 125%) |
13.99% |
Credit
Builder |
|
|---|---|
| Terms | Annual Percentage Rate (APR) as low as |
| Up to 18 months | 15.75% |
Boat or
Jet Ski Loans |
|
| Up to 144 months | 6.00 -15.00% |
Motorcycle
Loans |
|
| Up to 36 months | 4.50 - 13.50% |
| Up to 48 months | 4.50 - 14.50% |
| Up to 60 months | 4.50 - 15.50% |
| Up to 72 months | 5.00 - 16.25% |
| Up to 84 months | 7.00 - 17.00% |
Recreational Vehicle Loans |
|
| Up to 144 months | 6.00 - 15.00% |
