Rates

AllU.S. Credit Union offers competitive rates on all of our products.

Checking Accounts
Product Balance Dividend Rate%* APY%**
Checking
Less than $5,000
0.01%
0.01%
$5,000 - $10,000
0.01%
0.01%
$10,000 - $50,000
0.01%
0.01%
$50,000 and over
0.01%
0.01%

*”Interest” referenced in the context of this page refers to “dividends.”

**APY = Annual Percentage Yield.
APY is accurate as of 8/2018. The Dividend Rate and APY may change without notice at the discretion of the allU.S. Credit Union Board of Directors. Fees may reduce earnings on your account. Contact an employee for further information or to obtain current rate information at 1.800.692.2228.

Share savings rates are variable and are declared monthly by the Board of Directors. Rates shown are the most recent as of the effective date. Dividends are paid  and compounded monthly and are calculated using the balance in the account each day.

Savings Accounts
Product Balance Dividend Rate%* APY%**
Savings
Less than $100
0.00%
0.00%
>$5,000
0.01%
0.01%
>$10,000
0.01%
0.01%
>$50,000
0.01%
0.01%
Club Account
$25 - $1,000
0.02%
0.02%
$1,000 and over
0.03%
0.03%
Youth Savings
0.01%
0.01%

*”Interest” referenced in the context of this page refers to “dividends.”

**APY = Annual Percentage Yield.
APY is accurate as of 8/2018. The Dividend Rate and APY may change without notice at the discretion of the allU.S. Credit Union Board of Directors. Fees may reduce earnings on your account. Contact an employee for further information or to obtain current rate information at 1.800.692.2228.

Share savings rates are variable and are declared monthly by the Board of Directors. Rates shown are the most recent as of the effective date. Dividends are paid  and compounded monthly and are calculated using the balance in the account each day.

Investment Accounts
Product Balance Dividend Rate%* APY%**
Money Market
< $2,500
0.03%
0.03%
< $10,000
0.03%
0.03%
< $25,000
0.04%
0.04%
< $50,000
0.04%
0.04%
< $75,000
0.04%
0.04%
< $100,000
0.05%
0.05%
> $100,000
0.05%
0.05%

Share Certificate Rates

Term Minimum Deposit Dividend Rate Annual Percentage Yield (APY)**
3 to 11 months
$1,000
0.03%
0.03%
12 to 23 months
$1,000
0.05%
0.05%
24 months +
$1,000
0.10%
0.10%

14 Month Special

Minimum Deposit Dividend Rate Annual Percentage Yield (APY)**
>$1,000 or more
0.05%
0.05%

20 Month Special

Minimum Deposit Dividend Rate Annual Percentage Yield (APY)**
$1000 up to $49,999
0.08%
0.08%
$50000 up to $99,999
0.11%
0.11%
$100,000 or more
0.13%
0.13%

*”Interest” referenced in the context of this page refers to “dividends.”

**APY = Annual Percentage Yield.
APY is accurate as of 8/2018. The Dividend Rate and APY may change without notice at the discretion of the allU.S. Credit Union Board of Directors. Fees may reduce earnings on your account. Contact an employee for further information or to obtain current rate information at 1.800.692.2228.

Share savings rates are variable and are declared monthly by the Board of Directors. Rates shown are the most recent as of the effective date. Dividends are paid  and compounded monthly and are calculated using the balance in the account each day.

Loan Rates

Automobile Loan Rates

Terms Annual Percentage Rate (APR) as low as**
Up to 36 months
1.99 - 11.49%
Up to 48 months
1.99 - 11.49%
Up to 60 months
1.99 - 11.49%
Up to 72 months*
2.49 - 6.49%
Up to 84 months*
3.49 - 5.49%

*loan terms may not be available to all borrowers

Personal and Signature Loans

Terms Annual Percentage Rate (APR) as low as**
Up to 48 months
7.00 - 15.75%

Share or Certificate Secured

Terms Annual Percentage Rate (APR) as low as*
Up to 120 months
3% above the rate or Share Secured Certificate loan shared secured (hold 110%)

Credit Card Rates

Terms Annual Percentage Rate (APR) as low as**
Visa® Card
8.99 - 16.50%
Visa share secured (hold 125%)
13.99%

Credit Builder

Terms Annual Percentage Rate (APR) as low as**
Up to 18 months
15.75%

Boat or Jet Ski Loans

Terms Annual Percentage Rate (APR) as low as**
Up to 144 months
3.99 -14.99%

Motorcycle Loans

Terms Annual Percentage Rate (APR) as low as**
Up to 36 months
4.50 - 13.50%
Up to 48 months
4.50 - 14.50%
Up to 60 months
4.50 - 15.50%
Up to 72 months
5.00 - 16.25%
Up to 84 months
7.00 - 17.00%

Recreational Vehicle Loans

Terms Annual Percentage Rate (APR) as low as**
Up to 144 months
3.99 -14.99%

*”Interest” referenced in the context of this page refers to “dividends.”

**APY = Annual Percentage Yield.
APY is accurate as of 8/2018. The Dividend Rate and APY may change without notice at the discretion of the allU.S. Credit Union Board of Directors. Fees may reduce earnings on your account. Contact an employee for further information or to obtain current rate information at 1.800.692.2228.

Share savings rates are variable and are declared monthly by the Board of Directors. Rates shown are the most recent as of the effective date. Dividends are paid  and compounded monthly and are calculated using the balance in the account each day.