ALL U.S. Credit Union - Positively Different


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What's New at allU.S. Credit Union

Loyalty Loan Program

At allU.S. Credit Union we're dedicated to providing the tools, resources and expertise that will empower your financial success. Don't think you're the only one who may have less than perfect credit. You're not alone. That shouldn't mean you couldn't qualify to buy a vehicle, consolidate debt or get a personal loan. That's why we've developed our Loyalty Loan Program for those individuals who have blemished credit scores and are having a difficult time qualifying for a loan.

Learn more about this program

Take the Financial Fitness Challenge

Are your financial goals achievable, and do you know how to get there?

U.S. Credit Union knows financial fitness, like physical fitness, takes discipline, commitment and proper guidance. We are holding a contest to see our members get into better financial shape. Try out our new budgeting tool and enter to win a FitBit!

Learn more...

We're Feeling Loansational!

Need cash? Get it fast with help from allU.S. Credit Union! Whether you need money for car repairs, medical bills or even a weekend getaway, you'll enjoy a variety of lowrate financing options, including:

  • Title Loans
  • Debt Consolidation Loans
  • Personal Loans
  • Quick Pay Loans
  • Credit Builder Loans

Learn more and apply now

We've Moved to Our New Location as of June 13th

We are excited to inform you that we're now open at our new location at 1410 N Main St. in Salinas. The same team of employees is available to provide you with an extraordinary member experience. The new branch supports future growth and offers:

  • Enhanced Security
  • Onsite ATM
  • High-Tech, High Touch Options
  • Expanced Parking Area
  • Comfortable lobby access to your accounts
  • Lounge area and coffee bar

Our new branch is open at 9:00 am on Monday June 13th. Stop by and visit for a cup of coffee. We can't wait to show off our shiny new digs and help lead you to a bright financial future.

Questions? Comments? Same phone number as always, 831-540-4627.

Learn more about the construction of the new office.

Open the Door to Your Own Front Door

Looking for a mortgage with low rates and a hassle-free application process? You've come to the right place.

Our friendly and knowledgeable mortgage consultants will help you find the home loan that's right for you.

  • Competitive rates
  • Purchase or refinance
  • 24/7 direct mortgage online application process
  • Pre-approval in minutes
  • Specialized mortgage products

Talk to one of our expert loan consultants today.

allU.S. Credit Union announces winners of Student Art Contest

allU.S. Credit Union is proud to announce the winners of their Financial Literacy Student Art Contest. Congratulations to Gliann Ramos from Natividad Elementary School who was the winner with his entry of “Our Future Is In Our Own Hands.

Fifth and Sixth grade students from the Salinas City Elementary School District were invited to submit their artwork into the competition. The 1st place winner received a $100 savings account and the classroom with the most submissions received a congratulatory pizza party. Mrs. Santos’ 5th grade class from Laurelwood Elementary School won this distinction.

Read our press release.

Ask for Kasasa Checking and start earning rewards

Free Kasasa® checking rewards you in ways that matter. They're simple, free accounts that put you first. And when you open your Kasasa account here at allU.S. Credit Union, you're banking local and supporting our community here in Salinas.

Learn more about:

Kasasa Checking®
Earn a high rate on your balance plus refunds on your ATM fees, nationwide.

Kasasa Cashback®
Earn cash back on your debit card purchases, plus refunds on your ATM fees from any ATM in the United States.

Kasasa Tunes®
Get reimbursed when you buy your favorite music, movies, apps, games and more. Plus, get refunds on your ATM fees!

Kasasa Saver®
Make saving easy and automatic. This account links to your free Kasasa Cash or Kasasa Cash Back checking. Plus, it pays high dividend earnings!

What’ll you do with all the money you unlock from your home?

allU.S. Credit Union unlocks the money in your home.

  • Rates as low as 5%
  • Borrow up to $150,000
  • Borrow up to 80% of the value of your home
  • No prepayment penalty
  • Quick Approvals mean we say YES when other banks may be saying NO

Call to speak with an allU.S. Loan Representative at 831-789-8020 or view more information.

Unlock your home

Turn Your Car Title Into Cash In Your Pocket!

If you have an unhealthy credit history and need a fast and easy way to get some extra money, a car title loan with aLLU.S. Credit Union is a perfect option for you.

Your car is your credit and is used as your collateral, so it doesn't matter if you have good credit, bad credit or no credit at all. Based on the value of your vehicle and your cash needs, we will work with you to determine how much cash you qualify for. 

Get your debt under control with a title loan from aLLU.S. Credit Union!*

  • Rates as low as 2.49%
  • Borrow up to 90% of your car's value using its title as collateral
  • No processing fees
  • Easy approval. Fast cash. And you get to keep your car!

To apply by phone or for more information, call Robin, Stephanie or Celeste at 831-789-8020 or apply online any time.

Banking In Your Briefs

allU.S. Credit Union makes it easy to bank in your briefs. Our mobile optimized website makes it easy to access all of our online services, our allWorld Deposit app, available for free for Apple and Android devices makes it easy to deposit checks with your smart phone.

Be one of the first 100 new or existing members to sign up for online banking and get a free pair of allU.S. boxers!

Learn more...

MORE SURCHARGE-FREE ATMs than any bank, anywhere.

allU.S. Credit Union is a member of the CO-OP ATM Network. CO-OP's nearly 30,000 ATMS nationwide, 5,000+ shared branches throughout the U.S. and Canada and 500 Walgreen's locations throughout California means you have more direct, surcharge-free* access to your money than most traditional bank customers do. Find an ATM near you.

*surcharge-free transactions are permissible only with debit cards

Debt Spinning Out of Control?

The New Year means a fresh start. So resolve to stop letting lingering debt drag you down. At allU.S. Credit Union, we offer many options to help you pay off your credit cards, improve your credit rating and live debt free! Check it out:

Drive Down Your Debt!

Pay off existing debts with an Auto Title Loan featuring:

  • Rates as low as 2.49% APR
  • Ability to borrow up to 50% of your car's value

Pocket a Great Rate!

Transfer high-rate credit cards to the allU.S. Visa® Credit Card and save BIG with:

  • Rates as low as 8.99% APR
  • No annual fee
  • No cash advance or transaction fees

Kiss High-Rate Debt Goodbye!

Consolidate your debt with a Personal Loan and enjoy:

  • Rates as low as 7.0% APR
  • Loan amounts up to $25,000
  • No collateral required

Get in gear for the New Year - apply today!
Apply Online or call Robin or Stephanie at 831-540-4627. Need help determining if debt consolidation is a good option for you? Just stop by - we'll be happy to help!

View our flyer

Save Money and Fight Hunger with allU.S. and Mogl

allU.S. is partnering with Mogl. When you eat out at participating Mogl restauarants and pay with your allU.S. credit or debit card, you'll earn a cash rebate with an option to donate a portion to the Monterey County Food Bank. This is a win for you and our community.

Learn more about this new program.

allU.S. Announces New Branch Location!

allU.S. Credit Union announced on October 22nd the location of its new branch office in North Salinas on North Main St. next to the El Gabilan Library.

We believe the current location has come to an end of its usefulness for a variety of reasons - among them the security of the personnel and members and the degradation of the building.

Learn more about our new location.

Tell us what you love about allU.S. Credit Union

Tell us what you love about allU.S. Credit Union.

Give our products and services a star rating and share your credit union experience in your own words on Google Plus and Yelp

Google Plus*

  • Go to
  • Click on the Google Plus icon
  • Click on "Leave us a Review on Google Plus"
  • Choose the quality of service, write your review and click Publish when you are done.


  • Go to
  • Click on the Yelp icon
  • Click on Write a Review in the upper right corner of the page.
  • Put in your rating, write your review and click Post.

*Google Plus and Yelp require that you log into their respective sites to leave reviews.

Tempted by Dealer Rates? Don't Bite! Check out a Pre-Approved Car Loan from allU.S.

Auto dealerships dangle low interest rates and 0% financing to lure you in. But once you bite, you might be surprised to know you're not saving money.

Instead of taking a low or 0% interest rate, take the dealer rebate instead. Then finance your vehicle at allU.S. Credit Union. You'll lower your monthly payment and save more money over the life of the loan. View all details and compare for yourself...

allU.S. Member Survey

We changed our name one year ago and during that year there have been many changes at allU.S. Credit Union. We will be implementing a member survey in an effort to evaluate member feedback regarding the service you are receiving at the branch, what services you currently use, etc. in an effort to keep creating excellent experiences for you and the rest of our members.

If we have your email on file you will be receiving an online survey and if we only have your phone # one of our representatives will be reaching out to you by phone. Any information you provide through this survey will be strictly confidential. Our staff will not share your personal information with any third party but your comments may be used by allU.S. Credit Union. You will not be asked to supply your account or social security numbers so if you receive a call requesting that specific information they are not affiliated with allU.S. Credit Union.

If you complete this survey online or with one of our associates you will be entered into a drawing for a chance to win a $50 Visa Gift Card just for participating. If you have any questions regarding the upcoming survey please do not hesitate to contact us by calling 831-540-4627.

Complete the survey now

Pocket the Perks of the allU.S. Visa Credit Card

One Card is All You Need
Lighten your load with the card that gives you more - more convenience, more security and more benefits to help you save. Our allU.S. Visa credit card comes with a great lineup of budget friendlyfeatures, including:

  • Low rates starting at just 8.99% APR*
  • No annual fee
  • No cash advance or transaction fees
  • 25-day grace period on purchases
  • Fraud protection

View our flyer

Fill out an online application


Don't be a victim of a scammer. Learn how to stay safe.

Chances are you or someone you know has been a target of a scam. Learn how to protect yourself against credit card and internet auction fraud. Learn more about fraud targeting senior citizens including investment schemes and prescription drug fraud. Several common fraud schemes, how they work and how you can identify them can be found at this page from the FBI.

If you're suspicious of an organization, try searching for them or their phone number on the RipOffReport or just search google for the company or phone number plus the word "scam".

Great new way to sell or trade-in your used car

allU.S. is offering a new FREE high tech financial tool for its credit union members to sell their cars by putting it out to bid to dealers as an alternative to selling via a private party sale or going to the dealership and trading in their car.

Learn more in our Member Center

Pay it Forward Winner Announced

Congratulations to Chloe Yvette Brown for winning the Pay It Forward Campaign. She is the proud recipient of a check for $500 made out to her favorite charity. Her Charity of choice is Angel Tree Prison Fellowship. Her donation of $500 will make sure over 80 children receive a Christmas gift and a message from their parent in prison.


allU.S. Credit Union - Positively Different!

Monterey County Employee Credit Union, who opened their doors 63 years ago, has changed its name to allU.S. Credit Union – Positively Different!

Read all the details in our blog.