What's New at allU.S. Credit Union
Quick and Easy Holiday Loans
Need cash fast this holiday season? Unwrap a quick and easy holiday loan from allU.S. Credit Union! You can conveniently apply online from home or work, and you may even close and sign by DocuSign®. No need to visit the branch!
Use the money for gifts or goodies – or fulfill other wish list items, like buying new furniture, completing house projects or consolidating debt.
2018 Fee Changes
At allU.S. Credit Union, we strive to keep service fees as low as possible for our members. However, as costs increase, certain changes are necessary to sustain the financial health of the credit union while staying highly competitive in the marketplace. After careful analysis, some fees increases will become effective on October 1, 2018.
Let the Fun Begin!
This summer, bring your bucket list to life with help from allU.S. Credit Union! Whether you wish to troll the lake in a new boat, cruise the highway on a Harley or spend the night in a luxury RV, we'll fund your fun by matching your dream toy with our dream rates.
Rates as low as:
- Cars/Trucks 2.49% APR*
- RV's 6.00% APR*
- Motorcycles/Quads 4.5% APR*
- Boats/Jet Skis 7.00% APR*
*APR=Annual Percentage Rate. Your rate may be higher, depending on your credit.
Introducing Jazz Advanced Banking
With a computer and Internet access you've now got complete control of your allU.S. account through JAZZ Advanced Banking. From your computer, laptop, or smart device you can check account balances, view copies of cleared checks, transfer money, make loan payments, apply for a loan and much, much more!
Equifax Data Breach
On July 29, 2017, Equifax discovered that criminals exploited a U.S. website application vulnerability to gain access to certain files. Most of the consumer information accessed includes names, Social Security numbers, birth dates, addresses, and in some instances, driver's license numbers.
Green Business Certification Award
We are proud to announce that allU.S. Credit Union has been awarded the Green Business Certification by the Monterey Bay Area Green Business program for exceeding environmental regulatory requirements, preventing pollution, and conserving natural resources.
Home Sweet Loan
Taste the sweetness of home equity
Go ahead - treat yourself to a slice of the good life! Your house isn't counting calories, it's building equity... equity you can use now. Just a nibble can remodel your kitchen, replace old furniture and appliances, or land you on a tropical beach. Enjoy a slice of your home's sweet value with a low interest home equity loan from allU.S. Credit Union.
Community Room Available For Local Non-Profits
We're Making Room For Our Local Non-Profits
In support of our community's non-profit organizations, we're offering our community room!
AllU.S. needed a new branch, but our community also needed space, so when we expanded, we built a community room for local organizations!
Loyalty Loan Program
At allU.S. Credit Union we're dedicated to providing the tools, resources and expertise that will empower your financial success. Don't think you're the only one who may have less than perfect credit. You're not alone. That shouldn't mean you couldn't qualify to buy a vehicle, consolidate debt or get a personal loan. That's why we've developed our Loyalty Loan Program for those individuals who have blemished credit scores and are having a difficult time qualifying for a loan.
Open the Door to Your Own Front Door
Looking for a mortgage with low rates and a hassle-free application process? You've come to the right place.
Our friendly and knowledgeable mortgage consultants will help you find the home loan that's right for you.
- Competitive rates
- Purchase or refinance
- 24/7 direct mortgage online application process
- Pre-approval in minutes
- Specialized mortgage products
Ask for Kasasa Checking and start earning rewards
Free Kasasa® checking rewards you in ways that matter. They're simple, free accounts that put you first. And when you open your Kasasa account here at allU.S. Credit Union, you're banking local and supporting our community here in Salinas.
Learn more about:
Earn a high rate on your balance plus refunds on your ATM fees, nationwide.
Earn cash back on your debit card purchases, plus refunds on your ATM fees from any ATM in the United States.
Get reimbursed when you buy your favorite music, movies, apps, games and more. Plus, get refunds on your ATM fees!
Make saving easy and automatic. This account links to your free Kasasa Cash or Kasasa Cash Back checking. Plus, it pays high dividend earnings!
What’ll you do with all the money you unlock from your home?
allU.S. Credit Union unlocks the money in your home.
- Rates as low as 5%
- Borrow up to $150,000
- Borrow up to 80% of the value of your home
- No prepayment penalty
- Quick Approvals mean we say YES when other banks may be saying NO
Call to speak with an allU.S. Loan Representative at 831-789-8020 or view more information.
Turn Your Car Title Into Cash In Your Pocket!
If you have an unhealthy credit history and need a fast and easy way to get some extra money, a car title loan with aLLU.S. Credit Union is a perfect option for you.
Your car is your credit and is used as your collateral, so it doesn't matter if you have good credit, bad credit or no credit at all. Based on the value of your vehicle and your cash needs, we will work with you to determine how much cash you qualify for.
Get your debt under control with a title loan from aLLU.S. Credit Union!*
- Rates as low as 2.49%
- Borrow up to 90% of your car's value using its title as collateral
- No processing fees
- Easy approval. Fast cash. And you get to keep your car!
To apply by phone or for more information, call Robin, Stephanie or Celeste at 831-789-8020 or apply online any time.
Banking In Your Briefs
allU.S. Credit Union makes it easy to bank in your briefs. Our mobile optimized website makes it easy to access all of our online services, our allWorld Deposit app, available for free for Apple and Android devices makes it easy to deposit checks with your smart phone.
Be one of the first 100 new or existing members to sign up for online banking and get a free pair of allU.S. boxers!
MORE SURCHARGE-FREE ATMs than any bank, anywhere.
allU.S. Credit Union is a member of the CO-OP ATM Network. CO-OP's nearly 30,000 ATMS nationwide, 5,000+ shared branches throughout the U.S. and Canada and 500 Walgreen's locations throughout California means you have more direct, surcharge-free* access to your money than most traditional bank customers do. Find an ATM near you.
*surcharge-free transactions are permissible only with debit cards
Debt Spinning Out of Control?
The New Year means a fresh start. So resolve to stop letting lingering debt drag you down. At allU.S. Credit Union, we offer many options to help you pay off your credit cards, improve your credit rating and live debt free! Check it out:
Drive Down Your Debt!
Pay off existing debts with an Auto Title Loan featuring:
- Rates as low as 2.49% APR
- Ability to borrow up to 50% of your car's value
Pocket a Great Rate!
Transfer high-rate credit cards to the allU.S. Visa® Credit Card and save BIG with:
- Rates as low as 8.99% APR
- No annual fee
- No cash advance or transaction fees
Kiss High-Rate Debt Goodbye!
Consolidate your debt with a Personal Loan and enjoy:
- Rates as low as 7.0% APR
- Loan amounts up to $25,000
- No collateral required
Get in gear for the New Year - apply today!
Apply Online or call Robin or Stephanie at 831-540-4627. Need help determining if debt consolidation is a good option for you? Just stop by - we'll be happy to help!
Save Money and Fight Hunger with allU.S. and Mogl
allU.S. is partnering with Mogl. When you eat out at participating Mogl restauarants and pay with your allU.S. credit or debit card, you'll earn a cash rebate with an option to donate a portion to the Monterey County Food Bank. This is a win for you and our community.
Learn more about this new program.
Tell us what you love about allU.S. Credit Union
Tell us what you love about allU.S. Credit Union.
Give our products and services a star rating and share your credit union experience in your own words on Google Plus and Yelp
- Go to alluscu.com/connect.cfm
- Click on the Google Plus icon
- Click on "Leave us a Review on Google Plus"
- Choose the quality of service, write your review and click Publish when you are done.
- Go to alluscu.com/connect.cfm
- Click on the Yelp icon
- Click on Write a Review in the upper right corner of the page.
- Put in your rating, write your review and click Post.
*Google Plus and Yelp require that you log into their respective sites to leave reviews.
Tempted by Dealer Rates? Don't Bite! Check out a Pre-Approved Car Loan from allU.S.
Auto dealerships dangle low interest rates and 0% financing to lure you in. But once you bite, you might be surprised to know you're not saving money.
Instead of taking a low or 0% interest rate, take the dealer rebate instead. Then finance your vehicle at allU.S. Credit Union. You'll lower your monthly payment and save more money over the life of the loan. View all details and compare for yourself...
allU.S. Member Survey
We changed our name one year ago and during that year there have been many changes at allU.S. Credit Union. We will be implementing a member survey in an effort to evaluate member feedback regarding the service you are receiving at the branch, what services you currently use, etc. in an effort to keep creating excellent experiences for you and the rest of our members.
If we have your email on file you will be receiving an online survey and if we only have your phone # one of our representatives will be reaching out to you by phone. Any information you provide through this survey will be strictly confidential. Our staff will not share your personal information with any third party but your comments may be used by allU.S. Credit Union. You will not be asked to supply your account or social security numbers so if you receive a call requesting that specific information they are not affiliated with allU.S. Credit Union.
If you complete this survey online or with one of our associates you will be entered into a drawing for a chance to win a $50 Visa Gift Card just for participating. If you have any questions regarding the upcoming survey please do not hesitate to contact us by calling 831-540-4627.
Pocket the Perks of the allU.S. Visa Credit Card
One Card is All You Need
Lighten your load with the card that gives you more - more convenience, more security and more benefits to help you save. Our allU.S. Visa credit card comes with a great lineup of budget friendlyfeatures, including:
- Low rates starting at just 8.99% APR*
- No annual fee
- No cash advance or transaction fees
- 25-day grace period on purchases
- Fraud protection
Don't be a victim of a scammer. Learn how to stay safe.
Chances are you or someone you know has been a target of a scam. Learn how to protect yourself against credit card and internet auction fraud. Learn more about fraud targeting senior citizens including investment schemes and prescription drug fraud. Several common fraud schemes, how they work and how you can identify them can be found at this page from the FBI.
If you're suspicious of an organization, try searching for them or their phone number on the RipOffReport or just search google for the company or phone number plus the word "scam".
Great new way to sell or trade-in your used car
allU.S. is offering a new FREE high tech financial tool for its credit union members to sell their cars by putting it out to bid to dealers as an alternative to selling via a private party sale or going to the dealership and trading in their car.
Learn more in our Member Center
Pay it Forward Winner Announced
Congratulations to Chloe Yvette Brown for winning the Pay It Forward Campaign. She is the proud recipient of a check for $500 made out to her favorite charity. Her Charity of choice is Angel Tree Prison Fellowship. Her donation of $500 will make sure over 80 children receive a Christmas gift and a message from their parent in prison.
allU.S. Credit Union - Positively Different!
Monterey County Employee Credit Union, who opened their doors 63 years ago, has changed its name to allU.S. Credit Union – Positively Different!